I always have a hard time coming up with multi-colored papers and templates have always been my go to source for creating them. This pack contains 4 layered templates that have been saved in PSD and TIFF formats. I've also included the individual PNG files for those programs that can't utilize the layered formats.
These templates are ok for commercial use along with S4H, S4O, and Personal Use friendly. You may also use them for creating freebies.
No credit required for the use of these items, but it's definitely appreciated.