The journaling reads:
After World War I, my grandfather went to
work in the Information Department at
Grand Central Terminal, New York City.

He worked his way up to become the head
of Information and this photo was taken
for a Tarrytown cigarette ad in which he
boasted about being able to smoke two
packs a day without it bothering his voice.
He lived to be 89.

The frame and calligraphy are taken from
the Plaque of Honor given to him on his
retirement in 1959. The decals around the
edge of the frame are the logos of all the
railroad lines that went in and out of Grand
Central Terminal in 1959.

Font is Lucida Bright

I used Julie O's perfect Vintage Dreams and Paper Pack - available at the SAS Boutique:

http://stoneaccentsstudio.com/store/...oducts_id=1229

AND
http://stoneaccentsstudio.com/store/...oducts_id=1230