Someone asked about making cutouts. Basically, you make a hole in your top layer(s) and add a drop shadow to every layer with a hole.
Another method is described here: pixelscrapper dot com/forums/digital-scrapbooking/tutorials/using-inner-shadow-style-to-make-a-cutout, but this method is a little counterintuitive (bottom layer is on the top of your stack and vice versa) and it won't work if your cutout extends to the edge of a top paper that's smaller than the bottom paper (as in my card). But the inner shadow method doesn't require masking and makes it very easy to move your cutout around.
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